Investing Check Up

My Baseline & Goals

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In order to improve yourself, you must establish a baseline first. That and annotate exactly what you wish to accomplish.

So, quickly, before you go any further in your investment / capitalistic endeavors, think about exactly what it is that you want to attain. Is it a dollar amount wealth? Is it to save for your kid’s college tuitions? Or is it to share and pass on knowledge?

Establishing the Baseline

As of Feb 1 COP (close of trading day), I have a total of $32,413.80 in my investment account, of which 38.38% ($12,441.77) is cash.

My holdings: FB, CGNX, UE, SBUX, AAPL, MA, PNRA, MKL, SLB, ZTS, VNO, CELG, CYBR, COH, BIDU, CMG, TWTR.

Contribution Goal

Every month, I will contribute $500 to the investment account ($6,000 a year).

Diversification is Key

Unfortunately, I’ve mostly been an equity girl most of my life. So, one of my 2017 investment goals is to branch out more into other asset classes. Specifically, I want to learn more about fixed income securities, options, commodities and also real estate.

Goal #1: Stay current — News, Idea & Thought

  1. My go to financial news source: WSJ
  2. Flipboard: general articles on various finance, investment related topics
  3. Investment blogs. The plan is to peruse through a bunch and pick a few to read regularly and learn from them!

Goal #2: Grow my investment by 13%

In 2016, the S&P 500 price index returned 9.84% or 12.25% including dividends. So, a goal of 13% return is not much higher than the S&P 500 average return of 10%, but I have to start somewhere. I’d much rather that I beat this than set a lofty goal and then fall short.

Goal #3: Stay accountable

One of the ways to stay accountable to myself and to you is by regularly updating and tracking my investment decisions. If I do great, awesome. If I fall flat on my face, then so be it. My ultimate goal is to grow my investment account into a $1 million portfolio.

 

 

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